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Retail and Wholesale

This sector faces a range of potential risks that are evolving quickly in a competitive and dynamic market.

Customer expectations drive constant improvement in operational infrastructure and increasing reliance upon technological advances. 

Why QBE?

We are experts in the retail and wholesale sector and work closely with broker partners and customers to maximise resiliency in the supply chain, assess high frequency loss data and evaluate such exposures as cyber and reputational risks. 

We are also able to offer excellent risk managed products for motor fleet and our international reach facilitates cross border coverage. In conjunction with our Risk Solution team, we help to improve risk control with robust business continuity and crisis management plans forming a core part of our assessment.

Relevant products

We offer up to 18 different covers – all of which we are expert in – making our Commercial Combined package one of the most comprehensive available in the UK market.

Read more about Commercial Combined

This covers organisations for their duties under the Employers’ Liability (Compulsory Insurance) Act 1969 to insure against liability for bodily injury or disease sustained by employees.

Read more about Employers’ Liability

Effective protection against liabilities arising from claims brought by third parties is a must for any organisation. We have the expertise, capacity and appetite to help you manage your exposures, wherever you operate in the world.

Read more about General Liability

When it comes to protecting against the impact of unexpected physical damage and business interruption, you need an insurer with the expertise, capacity and commitment to respond. Our experience and expertise allow us to help organisations of all sizes.

Read more about Property

Businesses that sell goods or services often incur some form of credit risk. On a typical balance sheet, debts represent 40% of current assets. When customers can’t pay their bills, or take too long to pay, it can affect a company’s ability to continue trading, and with the number of businesses entering administration at a concerning level, our comprehensive Trade Credit cover can give companies the confidence to continue trading and grow their business.

Read more about Trade Credit

Cyber crime is one of the biggest risks facing businesses today, so companies must ensure they have robust IT security and comprehensive Cyber Insurance in place. Our Cyber insurance protects against the range of risks associated with digital technology and provides critical support in the event of a cyber attack.

Read more about Cyber

Fraud can cause significant damage to cash flow and profitability, as well as reputation and investor confidence – so we provide protection for the whole range of evolving fraud risks. Our Commercial Crime cover protects against money, stock, goods, securities, property or funds being stolen by employees or third parties. It also protects against the theft of clients’ money or property for which you are responsible.

Read more about Commercial Crime

Professional Indemnity insurance protects individuals who provide advice from bearing the cost of claims for negligence, and from paying damages awarded against them. We have the flexibility to tailor cover to suit individual circumstances, which can be helpful in a rapidly changing sector.

Read more about Professional Indemnity

With regulators increasingly holding directors and officers personally responsible for problems that arise, Directors’ and Officers’ Liability cover is becoming more important – both to protect the personal assets of key employees and to attract senior staff.

Read more about Directors & Officers’ Liability

We help our customers navigate the complexities involved in having operations around the world, providing flexible, compliant cover, including General Liability, Property, Professional Indemnity and Directors’ and Officers’ Liability, in more than 150 countries.

Read more about Multinational

Technical expertise, customer-focused service and strategic risk management have established QBE as a market leader in the commercial motor sector. No matter what your trade or size of business, we will work hard to understand your challenges and try to find a solution to meet your precise needs.

Read more about Motor Fleet

Your contact

Your contact

David Jones

David Jones

Director of Underwriting - UK Property & Packaged

+44 20 7105 5643