Skip to main content


Companies across the healthcare sector have widely differing priorities and challenges depending on their area of focus, from research and development firms funding wearable devices to pharmaceutical manufacturers or those delivering services, such as doctors’ surgeries and hospitals.

However, certain developments are common to all. Traditional notions of healthcare are being challenged, with companies increasingly looking at different ways of delivering services; ageing populations are stimulating demand for new procedures and drugs; and rapidly developing technology – from robotics to nanotechnology – is bringing challenges and opportunities across the sector.

Those organisations that adapt quickly to these changes will be best placed to take advantage of the huge potential for growth.   

Why QBE?

QBE has been providing cover to the healthcare sector for more than 20 years. We can help organisations right across the sector, from research and development firms to manufacturers, sales and distribution firms, hospitals and clinics.

Our underwriters bring a thorough understanding of the various risks you face, and offer a broad range of relevant products. If you grow from a small start up to a huge multinational company, we have the suite of products and expertise to grow with you.

We pride ourselves on our speed of response and our ability to structure products to suit your individual circumstances. Our expertise means we are able to take on larger and more complex risks, such as those associated with clinical trials, pharmaceutical products and medical malpractice.

Managing risk is essential in this sector; we provide comprehensive risk management support, helping you to foster a risk-aware culture and minimise claims. In the event of a claim, we will work closely with you to achieve the best outcome as promptly as possible.  

We offer the strength and financial security you would expect of a division of the QBE Insurance Group, one of the world’s leading insurers. We also benefit from QBE’s global network and broad licence portfolio, which allows us to underwrite risks around the world. If you have multiple operations abroad, we can write global programmes that provide comprehensive protection and local policies, where required.

QBE Health Check

QBE Health Check

In these regular bulletins, we look at how recent legal cases and developments in regulation and legislation affect the healthcare industry.

View all issues

Relevant products

  • Our policy covers medical professionals for claims arising from a failure to provide medical treatment, or negligence when providing treatment. We have focused on Medical Malpractice for more than 20 years, offering clients genuine stability – something that is crucial when claims can take years to come to light.

    Read more about Medical Malpractice

  • We protect companies in the life science and clinical research sector against liabilities arising from manufacturing and research and development. Our expert team are recognised leaders in this area and can package a wide range of relevant covers, including Product Liability, Public Liability, Employers’ Liability and Clinical Trials Compensation.

    Read more about Life Science Liability

  • We offer cover to healthcare firms relating to their duties under the Employers’ Liability (Compulsory Insurance) Act 1969 to insure against liability for bodily injury or disease sustained by employees. With more than 70 years’ experience in liability insurance, we have developed the know-how to take on most risks, no matter how complex.

    Read more about Employers' Liability

  • Professional Indemnity insurance covers professionals for losses and defence costs if they provide inadequate advice, services or designs that cause a customer to lose money.

    Read more about Professional Indemnity

  • With regulators increasingly holding directors and officers personally responsible, Directors’ and Officers’ Liability cover is becoming more important in the healthcare sector – both to protect the personal assets of key employees, and to enable organisations to attract senior staff.

    Read more about Directors' and Officers' Liability

  • QBE offers wide-ranging Cargo cover that protects against loss of or damage to goods in storage or in transit. We are recognised as a leading provider of cover for high-tech and pharmaceutical products.

    Read more about Cargo

  • Our underwriters can custom-make insurance to suit even the most unusual construction projects and they are empowered to make decisions locally, allowing them to provide prompt, pragmatic solutions.

    Read more about Contractors' All Risks

  • We offer protection from damage to your organisation’s physical assets, as well as any resulting disruption to your business. Our experience and expertise allow us to help healthcare firms of all sizes, from single-site operations to multinational conglomerates.

    Read more about Property

  • Many aspects of healthcare are exposed to the risk of environmental damage – for example, from radioactive materials, toxic chemicals and hazardous waste. QBE covers you for risks arising from past or current operations.

    Read more about Environmental Impairment Liability

  • We can create compliant multinational programmes for a wide range of products – including General Liability, Property, Professional Indemnity and Directors’ and Officers’ Liability – in more than 150 countries.

    Read more about Multinational


Your contact

Your contact

Doug Walker

Doug Walker

Portfolio Manager - Specialty

Tel: +44 20 7105 4814