This sector includes a wide range of establishments that operate facilities or provide services to meet the varied cultural, entertainment and recreational interests of their patrons.
The insurance requirements are diverse and range from large arts and cultural institutions with many valuable works to small seasonal leisure events in towns and villages.
Our broad range of insurance products provides specialist cover for museums and fine art as well as insuring risks such as those with high visitor footfall; employers of creative and seasonal staff; or product risks associated with developing new computer games.
Our Risk Solutions team are highly respected sector experts, evaluating potential hazards to protect our customers and their patrons. This may include fire protection at a theatre, the best entry and access systems at a concert venue or sharing data on industry trends and innovations. They work closely with our Claims team on defensibility and proactive intervention to minimise interruption and protect reputation in a sector which is highly dependent upon discretionary spending.
Some of the world’s leading institutions rely on us to protect their precious items and artworks on display, in storage and in transit. Our cover encompasses loss of or damage to valuables including currency, bullion, precious stones, documents and works of art.
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With the breadth of knowledge and expertise we’ve built up over 70 years in liability insurance, there are few risks we’re unable to consider. We offer Employers’ Liability insurance to organisations in the UK and Ireland. This covers organisations for their duties under the Employers’ Liability (Compulsory Insurance) Act 1969 to insure against liability for bodily injury or disease sustained by employees.
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Effective protection against liabilities arising from claims brought by third parties is a must for any organisation. We have the expertise, capacity and appetite to help you manage your exposures, wherever you operate in the world.
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We offer up to 18 different covers – all of which we are expert in – making our Commercial Combined package one of the most comprehensive available in the UK market.
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When it comes to protecting against the impact of unexpected physical damage and business interruption, you need an insurer with the expertise, capacity and commitment to respond. Our experience and expertise allow us to help organisations of all sizes.
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Cyber crime is one of the biggest risks facing businesses today, so companies must ensure they have robust IT security and comprehensive Cyber Insurance in place. Our Cyber insurance protects against the range of risks associated with digital technology and provides critical support in the event of a cyber attack.
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Fraud can cause significant damage to cash flow and profitability, as well as reputation and investor confidence – so we provide protection for the whole range of evolving fraud risks. Our Commercial Crime cover protects against money, stock, goods, securities, property or funds being stolen by employees or third parties. It also protects against the theft of clients’ money or property for which you are responsible.
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Professional Indemnity insurance protects individuals who provide advice from bearing the cost of claims for negligence, and from paying damages awarded against them. We have the flexibility to tailor cover to suit individual circumstances, which can be helpful in a rapidly changing sector.
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With regulators increasingly holding directors and officers personally responsible for problems that arise, Directors’ and Officers’ Liability cover is becoming more important – both to protect the personal assets of key employees and to attract senior staff.
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Technical expertise, customer-focused service and strategic risk management have established QBE as a market leader in the commercial motor sector. No matter your size or sector, we will work hard to understand your challenges and try to find a solution to meet your precise needs.
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