As much as we might want it to, the dry weather won’t last forever, and in these hot and humid conditions there is a good chance that when the rain comes, it will be in short, sharp bursts with little or no warning.
Weather forecasting has improved significantly in the last few years, although there is still little warning of precisely when and where localised severe weather and cloudbursts occur.
In most UK property, roofs and drainage systems are designed to cope with extremes of weather but only if they are in good condition and can work as they are meant to. It isn’t always obvious that systems are becoming overtaxed until it’s too late. Emergency action and intervention at this stage usually has limited impact.
The consequences of water entering commercial property are, at best, inconvenient and in the worst cases, disastrous in terms of business interruption and damage to stock, equipment, fixtures and fittings and general contamination.
In some cases, the amount of rainfall exceeds the capabilities of the drainage systems and despite best efforts, water can get into the building. Planning in advance and taking a few sensible precautions could save disruption and money, should the worst occur.
Taking some time to carry out a few basic checks and maintenance can significantly reduce the chances of a damaging loss as a result of a sudden storm. To help businesses be more prepared, we’ve produced a free ‘Preparing for summer storms’ factsheet and checklist. You can download it here.
QBE helps businesses build resilience through risk management and insurance.
Depending upon the size and complexity of the business needs, QBE customers can access a wide range of risk management services, self-assessment questionnaires and risk management toolkits which are focused on the key causes of claims, and on generating action plans for improved outcomes - including protecting employees, reducing risk and making claims less likely. You can find out more about how QBE helps businesses to manage risk here.
Finally, a reminder that if you have an incident and need to make an insurance claim, it’s important that you report it as soon as possible, ideally the same day. Reporting a claim early can save time and help you to receive any claim payments faster, as well as allowing us to help mitigate the cost of third-party claims.