The documents on the QBE sites, the Knowledge Centre, the QRisk Customer Portal and the Risk Solutions Template page (the “Documents”) have been produced either by QBE or by other contributors chosen by QBE, and as updated from time to time.

Contributor Documents in the Knowledge Centre

To the extent that you are using contributor documents on the Knowledge Centre, neither QBE European Operations nor our contributors make any warranty or representation of any kind in respect of the information contained herein, in particular as to its accuracy, completeness, timeliness or suitability for your purpose. To the fullest extent permitted by law, neither QBE nor our contributors accept any responsibility or liability for any loss or damage suffered, or cost incurred by you or by any other person, arising out of or in connection with your or any other person's reliance on this document or on the information contained within it, and for any omissions or inaccuracies. 

Any documents on the Knowledge Centre are not intended to replace, nor may be relied upon as a substitute for, specific legal or other professional advice. © QBE European Operations Plc and our contributors (as applicable) 2025.

QBE Documents on QRisk Customer Portal and Risk Solutions Template Documents page

To the extent that you are using documents produced by QBE such as the documents on the QRisk Customer Portal, including Self-Assessments, Guidance Notes and Templates, the Documents do not purport to provide a definitive statement of the law and are not intended to replace, nor may they be relied upon as a substitute for, specific legal or other professional advice. QBE has acted in good faith to provide accurate publications. However, QBE and the QBE Group do not make any warranties or representations of any kind about the contents of these publications, the accuracy or timeliness of their contents, or the information or explanations given. You are recommended to take your own steps to verify the information and to obtain legal or other professional advice as appropriate. For the avoidance of doubt, nothing in these publications disapplies or amends any duties owed by a client of QBE or any member of the QBE Group in connection with the formation of contracts of insurance, whether contractual in nature or by operation of applicable law.

You may use and adapt the contents of template documents for your own internal business purposes. Please acknowledge the source of these materials as follows: "Material taken from QBE Risk Solutions Template Documents and reproduced with QBE's permission. © QBE European Operations Plc 2025. Not for further publication.”

QBE Documents and contributor Documents

In respect of both QBE and contributor Documents, QBE and the QBE Group have no obligation to update the Documents, or any information contained within them. To the fullest extent permitted by law, QBE and the QBE Group disclaim any responsibility or liability for any loss or damage suffered or cost incurred by you or by any other person arising out of or in connection with you or any other person's reliance on these publications or on the information contained within them and for any omissions or inaccuracies.

Wherever the expressions “QBE”, “we”, “us” or “our” appear within the pages of this Site, they refer (as applicable) to one or more entities forming part of QBE European Operations, a division of the QBE Insurance Group (as further detailed in the Regulatory Statement available on the QBE Site). Readership of The Documents does not create an insurer-client, or other business or legal relationship. These publications provide information and guidance to help you to understand and manage risk within your organisation. To the extent that any legal or regulatory references are made, this is not the same as legal advice.

Members of QBE are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. QBE’s registered offices are at 30 Fenchurch Street, London, EC3M 3BD.