Political Risk Insurance

QBE's Political Risk solutions help organisations invest, trade and finance with confidence by managing uncertainty, protecting capital and supporting growth across global markets.

Political and sovereign risks can create significant challenges for organisations investing, trading and financing across international markets. At QBE, we work with banks, corporates, investors, commodity traders and development institutions to deliver tailored Non-Payment and Political Risk insurance solutions that help protect capital, facilitate trade and investment, and support financing and growth.

Why QBE?

Our solutions offer up to USD 30 million capacity per risk, with policy terms of up to 20 years. Supported by Lloyd's of London and Company market security, we provide bespoke insurance structures tailored to the specific needs of each transaction, investment and financing arrangement. Backed by specialist underwriting expertise and QBE's strong financial strength ratings, we help clients navigate complex risks in both established and emerging markets.

Secure payments from sovereign and public sector counterparties

Non-Payment Insurance helps banks, investors, corporates and traders manage the risk of payment default by sovereign, sub sovereign and public sector counterparties. By providing protection against contractual non-payment, our solutions can support financing, enhance lending capacity, improve capital efficiency and facilitate trade and investment.

Protect investments and assets from political uncertainty

Cover can be tailored to protect equity investments, physical assets, trade transactions and lending activities against a broad range of political and sovereign risks, including expropriation, nationalisation, currency transfer restrictions, breach of contract, licence cancellation and political violence. Policies are structured around each client's specific transaction, investment and geographic exposure.

There when you need us

You can count on us to respond promptly and effectively when an incident affects your business, no matter how challenging the jurisdiction or operating environment. With a highly experienced Claims team that works closely with our underwriters, you will have access to specialists who understand the complexities of political and sovereign risk claims.

What is Premiums4Good?

Premiums4Good is an industry-first initiative started by QBE in 2016 where we allocate a portion of our customer premiums to impact investments that aim to create positive environmental and/or social change, alongside a financial return.

Through Premiums4Good, a portion of your insurance premium is allocated to investments that help make a positive difference, things like increasing renewable energy supply, reducing homelessness and improving education in remote communities.

It’s just another way we help in enabling a more resilient future.