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Healthcare Advantage

QBE has been providing insurance to customers in the healthcare sector for more than 25 years and our appetite is broad, with the capability to insure most healthcare organisations.

QBE provides specialised and tailored products to ensure our customers have a solution that deals with the ever-changing requirements of the healthcare sector. Whether you are a large corporation or small business, QBE has the expertise to address your insurance needs.

Our Healthcare Advantage Liability product is a single policy that is specifically for the customers in the UK healthcare sector. For our international offering, visit Medical Malpractice

The Healthcare Advantage policy has five separate sections, each one protecting key areas of potential exposures that healthcare companies will face.

The core section of the policy is Medical Liability, which incorporates Medical Malpractice and Medical Products Liability. 

As well as Medical Liability we can also include the following coverages: 

  • Professional Indemnity
  • Abuse Liability
  • Public / Pollution / Products Liability
  • Employers’ Liability

QBE is a market leader in providing solutions to healthcare customers for other lines of insurance including: 

  • Property and Business Interruption 
  • Motor  
  • Directors' and Officers' 
  • Transactional Liability 

Effective risk management support  

Our Risk Solutions team is here to help you positively influence your organisation’s safety, health and liability risk profile, reducing the likelihood of incidents and mitigating their overall impact when they occur. We have the skills, experience and insight to help you understand and quantify your exposures. This empowers you to make informed decisions on reducing, mitigating, or living with those risks, building resilience into your business.   

Proactive approach to claims 

Inevitably, adverse incidents do occur which can result in complaints and claims being made against you. That’s when you really discover the value your insurance company delivers. We pride ourselves on our positive attitude and proactive approach to claims management. Our claims teams have a deserved reputation for the professional, efficient and sympathetic way they work with brokers and customers when losses are incurred. 

QBE Premiums4Good – working for a better world

QBE is committed to sustainability and responsible business practice. Our ground-breaking initiative Premiums4Good, gives customers the choice to have up to 25% of the insurance premium go to impact investments that deliver an environmental or social impact or return, such as reducing homelessness, renewable energy, improving chances for foster children and agricultural productivity. 

Minds in Business  

Mental health issues are a contributory factor in a significant number of claims across the healthcare sector. QBE’s Minds In Business risk management tool helps you assess your strategic approach to mental health in the workplace and gives you the support to implement changes needed to build a healthier and happier workforce. QBE customers can access it through our QRisk platform here

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