10 November 2025
Solar panel installation 2025
Check out our risk list and make sure you're covered.
As the UK continues it’s transition to a lower-carbon economy, we have seen a rise in business enquiries related to photovoltaic (PV) solar panel systems.
In our latest guidance we share advice on regulations, insurance coverage, the risks of installation and industry best practices for the safe, efficient, and compliant use of solar technologies.
Why are we telling you this? QBE is at the heart of what matters to your business and the safeguards that protect your future.
We encourage you to read our solar panel report.
The solar panel risk list
Property damage and natural disasters
Claims can arise from damage to existing material while installing panels or severe weather events.
Liability risks
From working at height and third-party injuries to electrical safety, liability risks can be wide reaching.
Installation workmanship
Poor installation practices can lead to malfunctioning systems, resulting in financial losses.
Contractor competence
Installation technicians need to be adequately trained, with effective safety controls and fitting procedures.
Electrical hazards
Working with electricity poses risks including electrocution and fire. Robust safety processes are essential.
Work at height
Working at height presents serious risk requiring stringent safety precautions during installation and maintenance.
Theft and vandalism
Solar panels can be targets for theft or vandalism but there are several ways to protect your investment.
Fire hazards
Electrical components in solar panel systems can pose fire risks if not installed correctly.
Emergency preparedness
Effective planning and preparedness is essential to minimise the hazardous and costly impacts of incidents.
When you’re operational
Don’t forget clear signage for power supplies and robust site management planning.
Fireman’s switches
Switches and links to the business premises fire alarms are required to assist the fire service.
Battery energy storage systems (BESS)
BESS must follow strict safety regulations on location protection.