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Real Estate

In today’s uncertain market, protecting your financial investment in real estate presents many challenges. We’ll help you to manage and transfer the risks you face, allowing your business to prosper and grow.

Our Real Estate team covers commercial and residential property owners in the UK and abroad for physical damage and loss of rental income. We also protect against the impact of legal liabilities resulting from injuries to employees or third parties, or damage to third-party properties.

Understanding your business

We have long-standing experience of providing effective solutions for the full range of risks facing real estate owners today – no matter how complex or unusual – and we understand how to satisfy the requirements of lenders, financiers and other investment partners. This includes dealing with non-standard structures, such as captive arrangements and bank loan books (including non-performing loans).

Wide cover

We regularly review our policy wording to ensure we provide the widest possible cover. For example, our latest wording includes Environmental Impairment Liability cover. We can also provide breakdown cover for building services equipment as standard.

Rapid response

We understand the time pressure that our customers are often under. Our underwriters have the experience and decision-making authority to provide an informed and timely response to your risk transfer requirements – so we won’t keep you waiting for an answer.

Around the world

Drawing on the experience and expertise of QBE’s global network of offices, we can provide seamless multi-territory cover in Europe and around the world that takes full account of local requirements. This makes us an ideal partner for customers with international real estate portfolios.

Complementary covers

We can incorporate other covers relevant to real estate customers, including Contractors’ All Risks, Professional Indemnity, Financial Institutions' Insurances, Cyber, Commercial Combined, Motor Fleet, Tenant Default and excess property owners’ liability.