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The threat of kidnap and extortion is very real in today's world. As well as financial protection, we provide expert support in the event of a crisis from specialist kidnap response consultants.

Our Kidnap and Ransom (K&R) policy protects companies against the threat of kidnap, extortion or illegal detention.

An evolving risk

Companies operating abroad need to understand and prepare themselves for the challenges of operating in countries where kidnapping may be widespread. Not only is kidnap a very real risk in a large number of locations, but recent years have also seen the motivations of kidnappers change significantly, from straightforward financial gain to a myriad of reasons, including fundamentalism and terrorism.

Tailored cover

The very nature of this product means that one size won't fit all. We have the freedom to be flexible and our underwriters will put together an individual programme that caters to your precise needs.
For example – as prevention is better than cure – our cover can be expanded to include pre-loss cover, such as providing safety training to employees before they travel.

Crisis support – 24 hours a day

It’s crucial that a K&R policy not only provides financial protection, but also practical support in the event of a crisis. That’s why we’ve partnered with global kidnap and ransom consultancy Red24, which has more than 50 years’ experience in this field. In an emergency, they are on hand 24 hours a day, seven days a week and their specialist consultants are strategically located around the world to ensure a fast and effective response.

Financial Lines expertise

As well as offering K&R cover, QBE has in-depth expertise across a range of complementary Financial Lines covers, including Directors’ and Officers' Liability, Commercial Crime, Pension Trustees’ Liability and Public Offering of Securities Insurance

  • As standard, we offer protection against the following risks:

    • Kidnap
    • Hijack
    • Extortion
    • Wrongful detention
    • Personal accident (following insured event)
    • Crisis management consultancy costs
    • Legal liability
    • Ransom in transit coverage