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Accident and Health

The most valuable assets in any organisation are its people. To help you protect yours, we provide competitive cover designed to address your individual needs.

Our Accident and Health (A&H) team provides personal accident, sickness, travel and related products.

We offer tailor-made cover for specialist risks, as well as a range of highly competitive corporate solutions, affinity products and multinational corporate travel and personal accident programmes.

A flexible approach

At QBE, we are known for our willingness to consider difficult risks and our ability to come up with creative solutions. Taking a flexible, open-minded approach and working to gain a real understanding of your particular circumstances enables us to put together cover that genuinely fits your needs.

Worldwide capabilities

Our global network allows us to provide A&H cover in most locations around the world, utilising our local offices and third-party partners. Having the flexibility of being able to offer capacity on both company and Lloyd’s platforms also broadens the number of territories in which we can offer cover.

In addition, our team can build multinational A&H programmes for your operations around the world.

What if you need to claim?

Our personal accident and sickness claims are managed in-house, ensuring all of your information is kept confidential and your claims are handled by highly experienced staff who are used to resolving sensitive claims promptly and fairly.

If you are travelling and need to make a claim, our partner CEGA – a globally recognised emergency evacuation and medical assistance provider – will provide round-the-clock assistance. CEGA provides risk advice before and during travel and has a network of expert claims and assistance providers that allows it to handle claims effectively, even in hostile or challenging locations.

We are able to offer a wide range of A&H covers, including:

- Personal accident and sickness (individual and group)
- Business travel
- Professional and amateur sports (individual and group)
- Credit card
- Aviation and ship’s crew
- Excess catastrophe cover
- Voluntary purchase group travel and personal accident
- Medical expenses
- Terrorism, including nuclear, chemical and biological events
- Direct and facultative (re)insurance arrangements